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The Mortgage Emporium Corporation is a large mortgage service provider with offices in two of Canada’s largest cities: Ottawa and Toronto. With the former being the political centre of Canada and the latter being the financial center of the country, the mortgage markets in these cities are highly developed and competitive. Our mortgage services in both Ottawa and Toronto include first and second mortgages, refinancing, private mortgages and mortgage renewals.

In response to the recent financial crisis, the governments of both Ottawa and Toronto have tightened their mortgage rules. In July 2012, both cities reduced the maximum allowed amortization and gross debt service ratio on insured mortgages. The new rules have made it harder for younger and first time home buyers to qualify although thousands of new homes are being built. This has one implication: you need a mortgage expert to help you find the mortgage solution you need.

Our team of highly experienced and dedicated mortgage experts will advise you on all the available options and help you find a suitable solution for your mortgage needs. With our experience, expertise and extensive knowledge of the mortgage markets in both cities, we can help you find mortgage solution with the lowest interest rate and the best term for payment and have it tailored to your specific needs.