Don't take our word for it, read what our clients have to say about the services we offered them.....

B. MacGregor, Cobourg On
I've relied on The Mortgage Emporium to obtain mortgages on 2 of my properties within 3 years. He did prompt professional work and got me great rates both times. 

B. Loker, East York On
It was a pleasure dealing with The Mortgage Emporium in securing our mortgage financing. They made the process comfortable and listened to our requirements to provide us with a solution that met our needs. Their responsiveness, attention to detail and valuable insights would be an asset to anyone investigating mortgage financing options. 

C. Blackett, Scarborough On
The Mortgage Emporium was very prompt in the renewal of our existing mortgage. They also answered all of our questions and were very professional and friendly. We would be more than happy to refer them to friend or family. 

C. Temesi, Newmarket On
My husband and I relied on The Mortgage Emporium to obtain a mortgage on a new house we had set our hearts on. We gave them a very short period of time and worried it may not go through. They worked their magic and secured the mortgage on top of which they also got great rates for us.

It was such a pleasure dealing with The Mortgage Emporium. They listened carefully to our needs and came up with prompt solutions. We were so pleased with their vast knowledge and attention to details. The Mortgage Emporium served us well and I recommend them to anyone needing mortgage and loan services. 

T. Kugathaas, Ajax On
First of all our sincere thanks to The Mortgage Emporium. They are honest, reliable & a hard working person. Our mortgage is better than before ( with Canada trust) & is saving us money because of them.

T. Panepinto, Cobourg On
The Mortgage Emporium was a great help in getting my debts in order. Thank You  

M. Javor, Pickering On
The Mortgage Emporium took the time to explain everything to me and anwsered all my questions. They made this complicated process easy. I would recommend them to my friends and family.

If you would like to leave us a testimonial please email: info@mortgageemporium.ca and we would be more than happy to place it on our website for you.

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Debt Consolidation

Being a good credit manager means making sure that you are eligible for the best options for your set of circumstances. Debt consolidation can provide you with a means of quickly and easily reducing, or even eliminating, your debt – saving you thousands of dollars in interest and penalties. Debt consolidation allows you to combine all your lines of credit into a single loan and pay it down. This opens up your cash flow and gives you additional credit options. In fact, many Canadians find that debt consolidation gives them not only a lower overall rate and also allows them to extend terms. Debt consolidation allows Canadians to use the equity in their home to pay down unsecured debt like credit cards. It provides them with a single monthly payment which greatly reduces their financial complications by placing all their debt in a single place. Homeowners in Canada with a high amount of unsecured debt should consider combining their debt with a single lender. Mortgage Emporium offers a variety of debt consolidation options as well as 24/7 online access and customer service to help you review and modify your loans to get the best rates and terms available.

Pickering Mortgage Broker

Mortgage Refinance

Undergoing a mortgage refinance will pay off your current mortgage and any additional legal claims against your home and establish an entirely new mortgage. Every year thousands of Canadians consider mortgage refinance and for a variety of reasons. At Mortgage Emporium, we can guide you through the process and ensure that you make the right decisions to reflect your unique set of circumstances. One of the most common reasons Canadians decide to investigate a mortgage refinance is a change in interest rates or mortgage options. To determine whether refinancing is a sound financial decision, Mortgage Emporium will help you evaluate and compare the cost of changing your mortgage to the cost savings based on the new rates. Just a few minutes spent with us conducting a review of your mortgage has the potential to save your tens of thousands of dollars over the course of your loan. For those with an existing investment portfolio or those with a desire to create one, a mortgage refinance loan can help in a variety of ways. It can provide the capital needed to make an investment purchase. It can also be used to create a debt swap – allowing currently taxable debt to become tax deductible. Undergoing mortgage refinancing can also create access to the capital needed to acquire investment properties. A mortgage refinance allows the owner to take the equity from one property and use it as a down payment for another property. As tuition costs in Canada continue to rise, it is more and more common for parents to use a mortgage refinance to fund their children’s education. A mortgage refinance allows parents to use the equity in their home to pay for college and help provide a sound financial future for their children. Another reason Canadians are opting for mortgage refinancing is to fund home improvements. For those who are spending over $15,000 for remodel, a mortgage refinance may drastically reduce the cost of interest paid for an unsecured loan or line of credit. A mortgage refinance also offer Canadians who have large amounts of debt to use the equity in their home to pay it off. This can dramatically reduce monthly payments and interest charges. Whatever your reasons are for considering a mortgage refinance loan, Mortgage Emporium can help you evaluate your options and help you determine what makes sense for your needs.

Mortgage Broker Toronto

Buying a home requires a huge financial and lifestyle commitment and whether you are a first-time buyer, upgrading to a larger, more expensive home, purchasing a rental home or buying a vacation property,there is always a lot to consider. One of the most difficult to decisions to make is whether this is the right time for you to buy. Making a careful assessment of your current situation can help you make that decision but the answer should also take the current economic circumstances if your community.

Toronto Mortgage Broker 

Here is a partial list of the things you’ll want to consider:

·        the amount you can afford to spend

·        renting versus owning

·        the size of the mortgage payment in relation to your budget

·        interest rate

·        mortgage options

Toronto Mortgages

Right now, you are probably starting to consider the broad array of mortgage solutions, payment options available and how they can be used in a way that matches your needs. Being a mortgage broker in Toronto, Mortgage Emporium has put together information for home buyers that is designed to help you make the right decision for you. The tools and information we have gathered are provided at no-cost to ensure that you are able to make a comfortable, well-reasoned decision.  Our tools will help guide you through the steps to determine the best options