The Mortgage Emporium Corporation is one of Durham's leading mortgage brokerage firms, offering seamless solutions to all your mortgage needs. Whether you want to buy a new home, set up a business or even refinance an existing loan or mortgage, we offer you the perfect solution to cater to your specific requirement.

Customer Oriented Services

At The Mortgage Emporium Corporation, we put our customers first and strive to serve them better. Our ever-increasing clientele is a clear indication of our commitment and focus to serve them better. We help our customers pick the right mortgage solutions according to their need, and then personalize them to suit their individual requirements. Our aim is not only to provide the best service but also to establish a long-lasting relation with our customers.

 

Highly Qualified and Experienced Mortgage Staff

Our team at The Mortgage Emporium Corporation comprises of some of the most dynamic and experienced personnel from the mortgage industry, having a thorough knowledge of the Greater Toronto Area. We will provide all the necessary advice and guidance that you might require for your mortgage application, interest rate negotiation, or any other related procedure. We constantly work towards offering you the best solution in the most cost-effective manner.

 

Efficiency through Flexibility

The mortgage industry is extremely dynamic and volatile. Rates may change drastically in a matter of hours. The Mortgage Emporium Corporation is quick to detect such changes and keeps its customers well informed and updated at all times. Our processes and systems are flexible and easily adapt to such fluctuations so that the customer is never at a loss.

 

Industry Leading Products and Services

We offer a wide array of products, tools and services that are designed specifically keeping the mortgage industry in mind. Our online tools and calculators take care of all the numbers and calculations involved, quickly and accurately.
 

The Mortgage Emporium Corporation will help you with all of your mortgage needs and most financing requirements. We specialize in:

- Mortgages (1st, 2nd, 3rd)
- Debt Consolidation
- Damaged or Poor Credit
- Home purchases
- Self Employed/commissioned individuals

We are committed to providing knowledgeable and personal services; as such we always:

- Present competitive rates
- Provide the best suitable mortgage
- Aid in reducing your debt load and increasing cash flow
- Offer a variety of mortgage options

Our lenders and lending solutions allow us to offer you the best suited options for your unique situation(s):

- Residential properties
- Commercial properties
- Rental properties
- Options for individuals with damaged credit
- Self-employed mortgages

The Mortgage Emporium Corporation works with a wide variety of banks and mortgage institutions, including private funds. This gives us the ability to offer our clients the best financial solution.
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Debt Consolidation

Being a good credit manager means making sure that you are eligible for the best options for your set of circumstances. Debt consolidation can provide you with a means of quickly and easily reducing, or even eliminating, your debt – saving you thousands of dollars in interest and penalties. Debt consolidation allows you to combine all your lines of credit into a single loan and pay it down. This opens up your cash flow and gives you additional credit options. In fact, many Canadians find that debt consolidation gives them not only a lower overall rate and also allows them to extend terms. Debt consolidation allows Canadians to use the equity in their home to pay down unsecured debt like credit cards. It provides them with a single monthly payment which greatly reduces their financial complications by placing all their debt in a single place. Homeowners in Canada with a high amount of unsecured debt should consider combining their debt with a single lender. Mortgage Emporium offers a variety of debt consolidation options as well as 24/7 online access and customer service to help you review and modify your loans to get the best rates and terms available.

Pickering Mortgage Broker

Mortgage Refinance

Undergoing a mortgage refinance will pay off your current mortgage and any additional legal claims against your home and establish an entirely new mortgage. Every year thousands of Canadians consider mortgage refinance and for a variety of reasons. At Mortgage Emporium, we can guide you through the process and ensure that you make the right decisions to reflect your unique set of circumstances. One of the most common reasons Canadians decide to investigate a mortgage refinance is a change in interest rates or mortgage options. To determine whether refinancing is a sound financial decision, Mortgage Emporium will help you evaluate and compare the cost of changing your mortgage to the cost savings based on the new rates. Just a few minutes spent with us conducting a review of your mortgage has the potential to save your tens of thousands of dollars over the course of your loan. For those with an existing investment portfolio or those with a desire to create one, a mortgage refinance loan can help in a variety of ways. It can provide the capital needed to make an investment purchase. It can also be used to create a debt swap – allowing currently taxable debt to become tax deductible. Undergoing mortgage refinancing can also create access to the capital needed to acquire investment properties. A mortgage refinance allows the owner to take the equity from one property and use it as a down payment for another property. As tuition costs in Canada continue to rise, it is more and more common for parents to use a mortgage refinance to fund their children’s education. A mortgage refinance allows parents to use the equity in their home to pay for college and help provide a sound financial future for their children. Another reason Canadians are opting for mortgage refinancing is to fund home improvements. For those who are spending over $15,000 for remodel, a mortgage refinance may drastically reduce the cost of interest paid for an unsecured loan or line of credit. A mortgage refinance also offer Canadians who have large amounts of debt to use the equity in their home to pay it off. This can dramatically reduce monthly payments and interest charges. Whatever your reasons are for considering a mortgage refinance loan, Mortgage Emporium can help you evaluate your options and help you determine what makes sense for your needs.

Mortgage Broker Toronto

Buying a home requires a huge financial and lifestyle commitment and whether you are a first-time buyer, upgrading to a larger, more expensive home, purchasing a rental home or buying a vacation property,there is always a lot to consider. One of the most difficult to decisions to make is whether this is the right time for you to buy. Making a careful assessment of your current situation can help you make that decision but the answer should also take the current economic circumstances if your community.

Toronto Mortgage Broker 

Here is a partial list of the things you’ll want to consider:

·        the amount you can afford to spend

·        renting versus owning

·        the size of the mortgage payment in relation to your budget

·        interest rate

·        mortgage options

Toronto Mortgages

Right now, you are probably starting to consider the broad array of mortgage solutions, payment options available and how they can be used in a way that matches your needs. Being a mortgage broker in Toronto, Mortgage Emporium has put together information for home buyers that is designed to help you make the right decision for you. The tools and information we have gathered are provided at no-cost to ensure that you are able to make a comfortable, well-reasoned decision.  Our tools will help guide you through the steps to determine the best options